Business customers

Compare our products using our handy table below, or if you can’t decide use our help me choose button.

Our products

Lease Purchase

This is a form of purchase agreement specially designed for business users. You become the legal owner of the car…

Contract Purchase

Contract Purchase is a flexible arrangement that’s popular with many businesses due to the variety of options it offers…

Lease Purchase with a balloon

A final lump sum balloon payment option is available if you would rather make lower repayments throughout the agreement…

Contract Hire

Choose a vehicle for an agreed period up to 48 months in exchange for a fixed monthly rental including Road Fund Licence…

Contract Hire Flex

A cost-effective method of funding your vehicles, providing you with a flexible, short-term solution for use of a vehicle…

Compare our products

We understand the importance of keeping your business moving, so whether you’re starting up, expanding your fleet, or just need to replace an existing vehicle, look no further than Santander Consumer Finance. We offer you a range of flexible finance options and add-on products, and we’re here to help keep you and your business on the road.

Your dealer is here to help you make the right choice for finance and will be pleased to discuss the options with you. Once that decision is made, your dealer will apply to us for finance on your behalf, and we are usually able to make a quick decision.

What deposit percentage do you need?
What is the length of agreement?
What are your options at the end of your agreement?
Are there any mileage restrictions?
Are the terms and payments fixed?
Is a final lump sum payable when the agreement ends?
Is VAT payable on the monthly payments?
Is fully comprehensive insurance required?
Lease Purchase
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Lease Purchase with a balloon
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Contract Purchase
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Contract Hire
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Contract Hire Flex
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From 0From 0From 0 to 40Initial rentals may be requiredInitial rentals may be required
1 to 5 years1 to 4 years2 to 4 years2 to 4 years6 months to 2 years
You can own the car or you can part exchangeYou can own the car or you can part exchangeYou can own the car, part exchange, or return the car to usYou will not own the car and must return it at the end of the termYou will not own the car and must return it at the end of the term
NoNoYesYesYes
YesYesYesYesYes
NoYesYesNoNo
NoNoNoYesYes
YesYesYesYesYes
Lease Purchase
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Lease Purchase with a balloon
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Contract Purchase
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Contract Hire
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Contract Hire Flex
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Still confused?

Not sure which product is the right one for you?
Answer a few questions and we’ll tell you the best fit.

Further information

Finance that fits

You can find out all you need to know about our products on this site or by talking to your local vehicle dealer. By answering a few simple questions we can also help find the most suitable finance options for you.

Impartial advice on financing your car

Visit the Financing Your Car website for impartial advice on financing your car, finance calculators and other useful information.

Money worries

If money is a bit of a struggle for you at the moment, you’re not alone. We know talking about your finances isn’t easy, and we’re here to help.