Drive away a new car with great offers on Personal Contract Hire from Santander Consumer Finance

Personal Contract Hire is a great choice if you wish to change your car on a regular basis. In addition, as you will not own the car, Personal Contract Hire means you will not have to worry about any depreciation in value, expiration of warranty or disposal of the vehicle at the end of the contract. Simply return the car subject to mileage and vehicle condition and apply for new vehicle on Personal Contract Hire.

Santander Customers who are part of 1|2|3 World are eligible for exclusive offers on new cars from Mazda and Volvo. The highly competitive preferential offers are based on zero initial outlay (rental) and a short period of hire allowing you the flexibility to change your car more often compared to more typical Personal Contract Hire agreements.

We’ve highlighted some of the offers below, but exclusive pricing for 1|2|3 World customers is available on a range of vehicles from these manufacturers. If there is a particular model you are interested in, please contact us for more information.

Mazda 2
SE + SKYACTIV-G Petrol
from £229 per month
Term Initial rental Monthly rental
18 months £0 £229
The example monthly rental is based on 10,000 miles per annum and includes VAT. Alternative mileage options are available.
How it works
Call us now on: 0330 726 0161
or email: enquiries@123scfcontracthire.co.uk
Volvo V40
T2 Momentum NAV Plus
from £249 per month
Term Initial rental Monthly rental
18 months £0 £249
The example monthly rental is based on 10,000 miles per annum and includes VAT. Alternative mileage options are available.
How it works
 Call us now on: 0330 726 0161
or email: enquiries@123scfcontracthire.co.uk
Mazda 3
2.0 120ps SE-L Nav
from £259 per month
Term Initial rental Monthly rental
18 months £0 £259
The example monthly rental is based on 10,000 miles per annum and includes VAT. Alternative mileage options are available.
How it works
Call us now on: 0330 726 0161
or email: enquiries@123scfcontracthire.co.uk
Mazda 3
2.0 120ps Sport Nav
from £269 per month
Term Initial rental Monthly rental
18 months £0 £269
The example monthly rental is based on 10,000 miles per annum and includes VAT. Alternative mileage options are available.
How it works
Call us now on: 0330 726 0161
or email: enquiries@123scfcontracthire.co.uk
Volvo V40
Cross Country T3
from £279 per month
Term Initial rental Monthly rental
18 months £0 £279
The example monthly rental is based on 10,000 miles per annum and includes VAT. Alternative mileage options are available.
How it works
Call us now on: 0330 726 0161
or email: enquiries@123scfcontracthire.co.uk
Mazda 3 Fastback
2.0 120ps Sport Nav
from £289 per month
Term Initial rental Monthly rental
18 months £0 £289
The example monthly rental is based on 10,000 miles per annum and includes VAT. Alternative mileage options are available.
How it works
Call us now on: 0330 726 0161
or email: enquiries@123scfcontracthire.co.uk
Mazda 6 Tourer
145ps SE-L LUX Nav+
from £289 per month
Term Initial rental Monthly rental
18 months £0 £289
The example monthly rental is based on 10,000 miles per annum and includes VAT. Alternative mileage options are available.
How it works
Call us now on: 0330 726 0161
or email: enquiries@123scfcontracthire.co.uk
Mazda 6 Saloon
165ps Sport Nav+
from £339 per month
Term Initial rental Monthly rental
18 months £0 £339
The example monthly rental is based on 10,000 miles per annum and includes VAT. Alternative mileage options are available.
How it works
Call us now on: 0330 726 0161
or email: enquiries@123scfcontracthire.co.uk
Volvo V60
D3 Momentum
from £349 per month
Term Initial rental Monthly rental
18 months £0 £349
The example monthly rental is based on 10,000 miles per annum and includes VAT. Alternative mileage options are available.
How it works
Call us now on: 0330 726 0161
or email: enquiries@123scfcontracthire.co.uk
Volvo V90 Cross Country
T5 AWD
from £359 per month
Term Initial rental Monthly rental
18 months £0 £359
The example monthly rental is based on 10,000 miles per annum and includes VAT. Alternative mileage options are available.
How it works
Call us now on: 0330 726 0161
or email: enquiries@123scfcontracthire.co.uk
Volvo XC60
T5 Momentum AWD
from £399 per month
Term Initial rental Monthly rental
18 months £0 £399
The example monthly rental is based on 10,000 miles per annum and includes VAT. Alternative mileage options are available.
How it works
 Call us now on: 0330 726 0161
or email: enquiries@123scfcontracthire.co.uk
Volvo XC60 R-Design
D4 AWD
from £439 per month
Term Initial rental Monthly rental
18 months £0 £439
The example monthly rental is based on 10,000 miles per annum and includes VAT. Alternative mileage options are available.
How it works
Call us now on: 0330 726 0161
or email: enquiries@123scfcontracthire.co.uk
Volvo XC90
D5 Momentum AWD
from £659 per month
Term Initial rental Monthly rental
18 months £0 £659
The example monthly rental is based on 10,000 miles per annum and includes VAT. Alternative mileage options are available.
How it works
Call us now on: 0330 726 0161
or email: enquiries@123scfcontracthire.co.uk

How it works

Applying for Personal Contract Hire is simple. After selecting one of the models on offer, call our dedicated contact centre who will talk you through Personal Contract Hire to ensure it is the right product for you. All vehicles are supplied from your local Mazda or Volvo franchised dealer which is where you will collect your vehicle from.

Personal Contract Hire is a great choice if you wish to change your car on a regular basis. In addition, as you will not own the car, Personal Contract Hire means you will not have to worry about any depreciation in value, expiration of warranty or disposal of the vehicle at the end of the contract. Simply return the car subject to mileage and vehicle condition and apply for new vehicle on Personal Contract Hire.

Personal Contract Hire is a finance agreement therefore you will be required to undergo a credit check. Once the agreement is signed we will arrange for the vehicle to be ready for collection from your local dealership and you will be able to drive away in a brand new car.

Payments

Your monthly rental amount will be determined by the vehicle you select, the term of the contract and the annual mileage. Mileage restrictions apply. Your first payment will be taken from your account one month after the delivery of your vehicle on the date you select on your hire agreement. Available dates are 8th, 16th, 24th or 31st.

Perfect for

Private motorists looking to drive the latest cars for a fixed monthly cost, without the responsibilities of vehicle ownership.

How to apply

This offer is only available by calling our dedicated team on 0330 726 0161 or by emailing enquiries@123scfcontracthire.co.uk

Lines are open Monday to Friday 09:00 – 17:00

All information provided by you either my phone or email will be treated confidentially in accordance with the current Data Protection legislation.

Calls may be recorded for training purposes. No advice will be given during the call, however we will give you information on the main features of the product and answer questions to help you decide if the product is right for you. Making an informed decision is your responsibility.

Calls are charged at standard geographic rates and cost exactly the same as calls to regular local or national landlines (those starting with 01 or 02). If your phone tariff offers inclusive minutes or free calls to numbers starting with 01 or 02, calls to 0330 numbers are included on exactly the same terms.

Santander Consumer Finance (a trading style of Santander Consumer (UK) plc) of 86 Station Road, Redhill, RH1 1SR (“us”, “we”) is the data controller in respect of any personal data that you submit to us, or which we collect from you: (i) via this website, (ii) by using any of the services made available to you on this website; or (iii) when you apply for a product made available to you on this website. This means that we decide on the means and purposes for processing your personal data and we are responsible for it. By continuing to use this website, or by using any of the services made available to you through it (including, without limitation, making an application for a product), you acknowledge that we shall process your personal data in accordance with our Privacy Policy (a copy of which can be located here).

T&C’s apply. Subject to availability at participating dealers on vehicle stock. Figures based on a non-maintenance contract hire package. Excess mileage charges apply if you go over the contracted mileage. Fair wear and tear charges may apply. You will never own the vehicle. Finance subject to status. Guarantee may be required. 18s and over. Santander Consumer Finance Contract Hire RH1 1SR.

Here are the answers to the most frequently asked questions about Personal Contract Hire

Before I sign
Who can apply for a Personal Contract Hire agreement?
Any person who is over 18 years of age, holds a full UK driving licence and has 3 years employment history.
Can I part exchange my current car as part of the hire agreement?
Unfortunately we cannot accept your old vehicle as part-payment for your new vehicle.
What are the rules of cherished/personal registration plate and how much does it cost?

A £50 fee will apply in addition to any DVLA fees for the registration of a cherished plate. The plate can be applied to the vehicle pre-registration if required. At the end of a contract an additional £50 fee will be chargeable to either remove the plate and put it on retention, or to move the plate to another vehicle.

What information do I need to provide to apply?
You will be required to provide certain personal information to apply for a Personal Contract Hire agreement and you will need to provide a full UK driving licence. We may also ask you for further proof of address dated within 3 months of submission of your application. Acceptable proof of address includes bank or credit card statement, utility or council tax bill, or mortgage statements. When applying for a finance product we will carry out a credit search which will be recorded on your credit file. If inaccurate information is provided or fraud is identified, details will be passed to fraud prevention agencies. Guarantees and indemnities may be required.
What is Miles per Annum?
This is the number of miles you estimate you will drive every year. Mileage restrictions apply.
Who qualifies for exclusive pricing?
If you hold one of the following products you are part of 1|2|3 World and qualify for exclusive offers on Personal Contract Hire : 1|2|3 Current Account, 1|2|3 Lite Current Account, 1|2|3 Student Current Account, 1|2|3 Graduate Current Account, 1|2|3 Postgraduate Current Account, 1|2|3 Credit Card Santander Select and Santander Private customers are also part of 1|2|3 World and qualify for these special offers.
How long will it take to receive my vehicle?
The exact timings will vary based on stock availability.
During the hire
Do I need to complete a MoT for my car?
No, your contract term will expire before an MoT is due.
Is maintenance included in my monthly payments?
Maintenance is not included, you will be responsible for the maintenance and servicing of the vehicle which must be carried out in line with manufacturer recommendations. This should be carried out at a franchised dealer of the same brand as the vehicle.
Is road tax included?
Yes, road tax is included as part of your standard monthly payment.
Can the customer modify their car?
Accessories such as roof racks and non-fixed items are permitted subject to their removal prior to return and no damage being caused. In such instances customers would be liable for any non-standard wear and tear items in line with BVRLA vehicle return standards.
Do I need to get my own fully comprehensive insurance?
Yes. It is your responsibility to ensure that the car is fully comprehensively insured for the full term of your contract.
Who owns the car?
Santander Consumer Finance. Personal Contract Hire is a hire agreement and you will not own the vehicle at any time.
What happens if I close my Santander account during the hire?
You will continue to benefit from the agreed price for the duration of your agreement however may not qualify for any new offers.
Can I end the offer early?
Yes, however early termination fees will apply which will be detailed within your terms and conditions of your Hire agreement.
What happens if I have an accident or my car is stolen?
It is your responsibility to ensure the car is fully comprehensively insured for the full term of your contract. Should you be involved in an accident or the vehicle is stolen you must contact your insurer and Santander Consumer Finance.
At the end of the hire
What happens at the end of the hire?
You simply return the car to the supplying dealer. The vehicle will be required to meet the BVRLA’s standard fair, wear and tear guidelines to avoid charges (details below). You can then apply for a new Personal Contract Hire agreement on a new car. http://www.bvrla.co.uk/advice/guidance/returning-your-leased-vehicle
What if I exceed the contract mileage?
If you exceed the total mileage allowed under the agreement then you will be charged an excess mileage charge when you return the vehicle. The charges for excess mileage will be detailed in your Hire Agreement.