Personal customers

Commercial

If you’ve already found the commercial vehicle you want and are now looking for finance, it’s important to choose the type that’s right for you. Santander Consumer Finance offers you a range of options which can be tailored to suit the way you want to pay.

Your dealer is here to help you make the right choice for finance and will be pleased to discuss the options with you. Once that decision is made, your dealer will apply to us for finance on your behalf, and we are usually able to make a quick decision.

Our products

Conditional Sale with a balloon

lower monthly payments with Conditional Sale with a balloon and pay the remaining balance at the end…

Conditional Sale

Lets you spread the cost of your vehicle with monthly payments. You will own the vehicle at the end of the agreement…

Not sure which product is the right one for you?

Download our product guide to explore and compare key features and benefits or use our Help me choose tool to find the best fit for your needs by answering a few questions.

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What deposit percentage do you need?
What is the length of agreement?
What are your options at the end of your agreement?
Are there any mileage restrictions?
Are the terms and payments fixed?
Is a final lump sum payable when the agreement ends?
Is VAT payable on the monthly payments?
Is fully comprehensive insurance required?
Conditional Sale
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Conditional Sale with a balloon
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From 0From 0
1 to 5 years1 to 4 years
You can own the car, or you can part exchangeYou can own the car, or you can part exchange
NoNo
YesYes
NoYes
NoNo
YesYes
Conditional Sale
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Conditional Sale with a balloon
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Further information

Finance that fits

Discover and compare our range of products tailored to both personal and business customers. This comprehensive guide will help you understand the key features of each product and why it could be right for you, making it easier to choose the best solution for your needs.

Impartial advice on financing your car

Visit the Financing Your Car website for impartial advice on financing your car, finance calculators and other useful information.

Money worries

If money is a bit of a struggle for you at the moment, you’re not alone. We know talking about your finances isn’t easy, and we’re here to help.