Business customers

Commercial

Compare our products using our handy table below, or if you can’t decide use our help me choose button.

Our products

Lease Purchase

This is a straightforward form of purchase agreement specially designed for business users. You will automatically become the legal owner of the vehicle once all payments have been made…

Lease Purchase with a balloon

This is a more flexible form of purchase agreement for business users only. The initial deposit and repayment periods can be structured to meet your requirements and budget… 

Not sure which product is the right one for you?

Download our product guide to explore and compare key features and benefits or use our Help me choose tool to find the best fit for your needs by answering a few questions.

Compare our products

We understand the importance of keeping your business moving, so whether you’re starting up, expanding your fleet, or just need to replace an existing vehicle, look no further than Santander Consumer Finance. We offer you a range of flexible finance options and add-on products, and we’re here to help keep you and your business on the road.

Your dealer is here to help you make the right choice for finance and will be pleased to discuss the options with you. Once that decision is made, your dealer will apply to us for finance on your behalf, and we are usually able to make a quick decision.

What deposit percentage do you need?
What is the length of agreement?
What are your options at the end of your agreement?
Are there any mileage restrictions?
Are the terms and payments fixed?
Is a final lump sum payable when the agreement ends?
Is VAT payable on the monthly payments?
Is fully comprehensive insurance required?
Lease Purchase
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Lease Purchase with a balloon
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From 0From 0
1 to 5 years1 to 4 years
You can own the car or you can part exchangeYou can own the car or you can part exchange
NoNo
YesYes
NoYes
NoNo
YesYes
Lease Purchase
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Lease Purchase with a balloon
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Further information

Finance that fits

Discover and compare our range of products tailored to both personal and business customers. This comprehensive guide will help you understand the key features of each product and why it could be right for you, making it easier to choose the best solution for your needs.

Impartial advice on financing your car

Visit the Financing Your Car website for impartial advice on financing your car, finance calculators and other useful information.

Money worries

If money is a bit of a struggle for you at the moment, you’re not alone. We know talking about your finances isn’t easy, and we’re here to help.