Help me choose

Answer a few short questions so we can find the most suitable finance options for you.

    What sort of vehicle are you interested in buying?

    Are you a personal or business customer?

    Vehicle finance for business is a complex subject and the right finance plan will depend on many factors including business status, cash flow, other borrowings and tax planning. We strongly advise you seek professional help from the business expert at your local dealership. The business finance products described here are for initial guidance only.

    Do you want the option to own the vehicle?

    Do you want the option to own the vehicle?

    Results

    Based on your answers,
    these products might interest you:

    Personal Contract Purchase, otherwise known as PCP, is a purchase plan. It gives you flexibility at the end of the agreement to choose to keep, renew or return the car. If you think your circumstances might change, or you might change your mind about wanting to own the car at the end of the agreement, PCP might be right for you.

    Conditional Sale allows you to own the car at the end of the agreement. Or, if you’d prefer lower monthly payments and pay the remaining balance at the end, Conditional Sale with a Balloon might work for you.

    Conditional Sale

    • Pay the same amount each month for the whole agreement.
    • Own the vehicle at the end of the agreement.
    • You can choose to put a deposit down. 

    Conditional Sale with a Balloon

    • Pay the same amount each month for the whole agreement.
    • Pay less each month, compared to our Conditional Sale.  Pay the remaining balance at the end.
    • Own the vehicle at the end of the agreement.
    • You can choose to put a deposit down. 

    Personal Contract Purchase

    • Pay the same amount each month for the whole agreement.
    • Lower monthly payments because the optional final payment is due at the end of the agreement.
    • You can choose to keep, renew or return the car at the end.
    • You can choose to put a deposit down. 
    What deposit percentage do you need?
    What is the length of agreement?
    What are your options at the end of your agreement?
    Are there any mileage restrictions?
    Are the terms and payments fixed?
    Is a final lump sum payable when the agreement ends?
    Is VAT payable on the monthly payments?
    Is fully comprehensive insurance required?
    Conditional Sale
    Learn more
    Conditional Sale with a balloon
    Learn more
    Personal Contract Purchase
    Learn more
    From 0From 0From 0 to 40
    1 to 5 years1 to 4 years2 to 4 years
    You can own the car, or you can part exchangeYou can own the car, or you can part exchangeYou can own the car, part exchange, or return the car to us
    NoNoYes
    YesYesYes
    NoYesOptional
    NoNoNo
    YesYesYes
    Conditional Sale
    Learn more
    Conditional Sale with a balloon
    Learn more
    Personal Contract Purchase
    Learn more

    Compare all products for personal customers

    Results

    Based on your answers,
    these products might interest you:

    Personal Contract Purchase, otherwise known as PCP, is a purchase plan. It gives you flexibility at the end of the agreement to choose to keep, renew or return the car. If you think your circumstances might change, or you might change your mind about wanting to own the car at the end of the agreement, PCP might be right for you.

    Personal Contract Hire, otherwise known as PCH, is a hire plan. This is a hassle-free choice if you just want to use a vehicle, not own it.

    Personal Contract Purchase

    • Pay the same amount each month for the whole agreement.
    • Lower monthly payments because the optional final payment is due at the end of the agreement.
    • You can choose to keep, renew or return the car at the end.
    • You can choose to put a deposit down. 

    Personal Contract Hire

    • Pay a fixed monthly rental for the length of the agreement.
    • At the end of your agreement, just return the vehicle to us. So you’ve no worries about the vehicle’s value dropping, or having to sell.
    • Pay an initial rental. The more this is, the lower your monthly rental.

    Personal Contract Hire Flex

    • The agreement is flexible, to meet the rental period you want and the miles you expect to do.
    • Ideal if you don’t want to commit to a car long term.
    • At the end of the agreement, just return the car to us. So you’ve no worries about the car’s value dropping, or having to sell it.
    What deposit percentage do you need?
    What is the length of agreement?
    What are your options at the end of your agreement?
    Are there any mileage restrictions?
    Are the terms and payments fixed?
    Is a final lump sum payable when the agreement ends?
    Is VAT payable on the monthly payments?
    Is fully comprehensive insurance required?
    Personal Contract Purchase
    Learn more
    Personal Contract Hire
    Learn more
    Personal Contract Hire Flex
    Learn more
    From 0 to 40Initial rentals may be requiredInitial rentals may be required
    2 to 4 years2 to 4 years6 months to 2 years
    You can own the car, part exchange, or return the car to usYou will not own the car and must return it at the end of the termYou will not own the car and must return it at the end of the term
    YesYesYes
    YesYesYes
    OptionalNoNo
    NoYesYes
    YesYesYes
    Personal Contract Purchase
    Learn more
    Personal Contract Hire
    Learn more
    Personal Contract Hire Flex
    Learn more

    Compare all products for personal customers

    Results

    Based on your answers,
    this product might interest you:

    Lease Purchase has no mileage restrictions and allows you to own the car at the end of the agreement.

    Contract Purchase is a flexible arrangement where you can choose to keep, return or renew the car at the end of the agreement.

    Lease Purchase

    • Fixed monthly payments over a 1-5 year term.
    • No mileage restrictions
    • At the end of the agreement, you have one option, keep the vehicle. Simply make the balloon payment and the vehicle is yours.

    Contract Purchase

    • Fixed monthly payment, so you can budget with confidence.
    • Choose your deposit, term and mileage to determine the monthly payments.
    • You can choose to keep, renew or return the car at the end.

    Compare all products for business customers

    Results

    Based on your answers,
    this product might interest you:

    Business Contract Hire, otherwise known as BCH, is a hire plan. This is a hassle-free choice if you just want to use a vehicle, not own it.

    Contract Hire

    • You must lease the vehicle for a minimum of 24 months and the maximum term is 48 months (subject to the vehicle type).
    • You’ve no worries about depreciation or disposing of the vehicle. No VAT on monthly payments.

    Compare all products for business customers

    Is the motorcycle on-road or off-road?

    Do you want the option to own the vehicle?

    Results

    Based on your answers,
    these products might interest you:

    Purchase Plan allows you to own the motorcycle at the end of the agreement.

    Personal Contract Purchase, otherwise known as PCP, is a purchase plan. It gives you flexibility at the end of the agreement to choose to keep, renew or return the motorcycle If you think your circumstances might change, or you might change your mind about wanting to own the motorcycle at the end of the agreement, PCP might be right for you.

    Purchase Plan

    • Pay the same amount each month for the whole agreement.
    • Own the motorcycle at the end of the agreement.
    • You can choose to put a deposit down. 

    Personal Contract Purchase

    • Pay the same amount each month for the whole agreement.
    • Lower monthly payments because the optional final payment is due at the end of the agreement.
    • You can choose to keep, renew or return the motorcycle at the end.
    • You can choose to put a deposit down. 
    What deposit percentage do you need?
    What is the length of agreement?
    What are your options at the end of your agreement?
    Are there any mileage restrictions?
    Are the terms and payments fixed?
    Is a final lump sum payable when the agreement ends?
    Is VAT payable on the monthly payments?
    Is fully comprehensive insurance required?
    Purchase Plan
    Learn more
    Personal Contract Purchase
    Learn more
    From 0From 0 to 40
    1 to 5 years2 to 4 years
    You can own the motorcycle, or you can part exchangeYou can own the motorcycle, part exchange, or return the car to us
    NoYes
    YesYes
    NoOptional
    NoNo
    YesYes
    Purchase Plan
    Learn more
    Personal Contract Purchase
    Learn more

    Compare all products for personal customers

    Results

    Based on your answers,
    these products might interest you:

    Personal Contract Purchase, otherwise known as PCP, is a purchase plan. It gives you flexibility at the end of the agreement to choose to keep, renew or return the motorcycle If you think your circumstances might change, or you might change your mind about wanting to own the car at the end of the agreement, PCP might be right for you.

    Personal Contract Purchase

    • Pay the same amount each month for the whole agreement.
    • Lower monthly payments because the optional final payment is due at the end of the agreement.
    • You can choose to keep, renew or return the motorcycle at the end.
    • You can choose to put a deposit down. 

    Compare all products for personal customers

    Results

    Based on your answers,
    this product might interest you:

    Purchase Plan allows you to own the motorcycle at the end of the agreement.

    Purchase Plan

    • Pay the same amount each month for the whole agreement.
    • Own the vehicle at the end of the agreement.
    • You can choose to put down a cash deposit, or trade in your vehicle and put this towards the deposit.

    Compare all products for personal customers

    Are you a personal or business customer?

    Vehicle finance for business is a complex subject and the right finance plan will depend on many factors including business status, cash flow, other borrowings and tax planning. We strongly advise you seek professional help from the business expert at your local dealership. The business finance products described here are for initial guidance only.

    Do you want the option to own the vehicle?

    Do you want the option to own the vehicle?

    Results

    Based on your answers,
    this product might interest you:

    Conditional Sale allows you to own the vehicle at the end of the agreement.

    Or, if you’d prefer lower monthly payments and pay the remaining balance at the end, Conditional Sale with a Balloon might work for you.

    Conditional Sale

    • Pay the same amount each month for the whole agreement.
    • Own the vehicle at the end of the agreement.
    • You can choose to put a deposit down. 

    Conditional Sale with a balloon

    • Pay the same amount each month for the whole agreement.
    • Pay less each month, compared to our Conditional Sale.  Pay the remaining balance at the end.
    • Own the vehicle at the end of the agreement.
    • You can choose to put a deposit down. 
    What deposit percentage do you need?
    What is the length of agreement?
    What are your options at the end of your agreement?
    Are there any mileage restrictions?
    Are the terms and payments fixed?
    Is a final lump sum payable when the agreement ends?
    Is VAT payable on the monthly payments?
    Is fully comprehensive insurance required?
    Conditional Sale
    Learn more
    Conditional Sale with a balloon
    Learn more
    From 0From 0
    1 to 5 years1 to 4 years
    You can own the car, or you can part exchangeYou can own the car, or you can part exchange
    NoNo
    YesYes
    NoYes
    NoNo
    YesYes
    Conditional Sale
    Learn more
    Conditional Sale with a balloon
    Learn more

    Compare all products for personal customers

    Results

    Based on your answers,
    this product might interest you:

    Personal Contract Hire, otherwise known as PCH, is a hire plan. This is a hassle-free choice if you just want to use a vehicle, not own it.

    Personal Contract Hire

    • Pay a fixed monthly rental for the length of the agreement.
    • At the end of your agreement, just return the vehicle to us. So you’ve no worries about the vehicle’s value dropping, or having to sell.
    • Pay an initial rental. The more this is, the lower your monthly rental.

    Compare all products for personal customers

    Results

    Based on your answers,
    this product might interest you:

    Lease Purchase is a simple purchase agreement designed for business users, which allows you to own the vehicle at the end of the agreement.

    Lease Purchase

    • Fixed monthly payments over a 1-5 year term.
    • No mileage restrictions
    • At the end of the agreement, you have one option, keep the vehicle. Simply make the balloon payment and the vehicle is yours.

    Compare all products for business customers

    Results

    Based on your answers,
    this product might interest you:

    Business Contract Hire, otherwise known as BCH, is a hire plan. This is a hassle-free choice if you just want to use a vehicle, not own it.

    Business Contract Hire

    • You must lease the vehicle for a minimum of 24 months and the maximum term is 48 months (subject to the vehicle type).
    • You’ve no worries about depreciation or disposing of the vehicle. No VAT on monthly payments.

    Compare all products for business customers