Making a complaint

We always try to give the best possible service, so we’re sorry if we haven’t got things right. If something has gone wrong, or you’re unhappy with our products or services, please speak to us. You can make a complaint free of charge. We value your feedback and will do everything we can to put things right.

Which type of agreement do you have?

To make sure we’re giving you the right information, please choose one of these two options:

Purchase

My agreement lets me own the vehicle, such as a PCP, Conditional Sale or Purchase Plan. My agreement number is 14 digits starting with 100.

Contract Hire

I have a Contract Hire agreement where owning the vehicle isn’t an option. My agreement number contains 2 letters followed by 6 numbers.

You can find your agreement number on your agreement documentation.

We only manage motor finance agreements. For help with other types of finance from Santander, please visit Santander.co.uk.

Santander Consumer (UK) Plc Complaints Data

Firm Name:Santander Consumer (UK) Plc
Group (If Applicable):Santander
Other firms included in this report (If any):N/A
Period covered in this report:1 January 2025 – 30 June 2025
Brands/Trading names covered:Santander Consumer (UK) Plc, Santander Consumer Finance, Santander Consumer Contract Hire, Caterham Finance, Husquvarna Motorcycles Finance, Hyundai Car Financial Services, INEOS Automotive Finance, Kia Access, Kia Financial Services, KTM Finance, MG Motor Financial Services, Vauxhall Motor Finance, Volvo Car Contract Hire, Volvo Car Credit, Volvo Car Credit Contract Hire, Volvo Car Financial Services, Yamaha Motor Finance
Conditional Sale / PCP
Loans
Contract Hire
Total
Type of complaintNumber of complaints opened
Number of complaints closedComplaints closed within 3 daysComplaints closed within 3 days (%)Complaints closed >3 days but within 8 weeksComplaints closed >3 days but within 8 weeks (%)Complaints closed outside 8 weeksComplaints closed outside 8 weeks (%)Closed complaints upheld by firmClosed complaints upheld by firm (%)
Service1975213931014%162476%20510%106450%
Satisfactory Quality10351073545%88783%13212%40738%
Commission6510138910%7319%31581%185%
Service66117%467%117%350%
Satisfactory Quality1N/AN/AN/AN/A
Commission245N/AN/AN/AN/A
Service75578610814%39851%28036%37748%
Satisfactory Quality229220157%9041%11552%13160%
Commission23527933%27%0%0%
69582464049811%307866%104823%200043%
Type of complaintNumber of complaints openedNumber of complaints closedComplaints closed within 3 daysComplaints closed within 3 days (%)Complaints closed >3 days but within 8 weeksComplaints closed >3 days but within 8 weeks (%)Complaints closed outside 8 weeksComplaints closed outside 8 weeks (%)
Closed complaints upheld by firmClosed complaints upheld by firm (%)

To put these figures into context:

We have around 375,000 customers with live agreements. For every 1,000 customers, 186 raised a complaint; and in non-live agreements, for every 1,000 customers, 49 raised a complaint.

Of the total complaints, 2% related to the vehicle.