Business customers

Compare our products using our handy table below, or if you can’t decide use our help me choose button.

Our products

Lease Purchase

This is a form of purchase agreement specially designed for business users. You become the legal owner of the car…

Contract Hire

Choose a vehicle for an agreed period up to 48 months in exchange for a fixed monthly rental including Road Fund Licence…

Contract Purchase

Contract Purchase is a flexible arrangement that’s popular with many businesses due to the variety of options it offers…

Lease Purchase with a balloon

A final lump sum balloon payment option is available if you would rather make lower repayments throughout the agreement…

Compare our products

We understand the importance of keeping your business moving, so whether you’re starting up, expanding your fleet, or just need to replace an existing vehicle, look no further than Santander Consumer Finance. We offer you a range of flexible finance options and add-on products, and we’re here to help keep you and your business on the road.

Your dealer is here to help you make the right choice for finance and will be pleased to discuss the options with you. Once that decision is made, your dealer will apply to us for finance on your behalf, and we are usually able to make a quick decision.

What deposit percentage do you need?
What is the length of agreement?
What are your options at the end of your agreement?
Are there any mileage restrictions?
Are the terms and payments fixed?
Is a final lump sum payable when the agreement ends?
Is VAT payable on the monthly payments?
Is fully comprehensive insurance required?
Lease Purchase
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Lease Purchase with a balloon
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Contract Purchase
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Contract Hire
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From 0From 0From 0 to 40Initial rentals may be required
1 to 5 years1 to 4 years2 to 4 years2 to 4 years
You can own the car or you can part exchangeYou can own the car or you can part exchangeYou can own the car, part exchange, or return the car to usYou will not own the car and must return it at the end of the term
NoNoYesYes
YesYesYesYes
NoYesYesNo
NoNoNoYes
YesYesYesYes
Lease Purchase
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Lease Purchase with a balloon
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Contract Purchase
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Contract Hire
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Still confused?

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Answer a few questions and we’ll tell you the best fit.

Further information

Finance that fits

You can find out all you need to know about our products on this site or by talking to your local vehicle dealer, we also offer a helpful guide that you can download.

Impartial advice on financing your car

Visit the Financing Your Car website for impartial advice on financing your car, finance calculators and other useful information.

COVID-19 help and support

For the latest help and information from us and how to request further support.